Caren Enloe concentrates her practice in commercial litigation with an emphasis in creditors' rights, including the defense of creditors under a variety of federal and state consumer protection statutes, commercial and consumer creditor bankruptcy, and construction litigation. She is experienced in handling a variety of types of litigation involving creditors rights including lender defense matters, as well as commercial and retail collection matters. Caren has handled matters in North Carolina's federal and state trial courts, as well as the North Carolina Court of Appeals and North Carolina Supreme Court.
She has defended consumer financial service providers and collection agencies in numerous actions involving purported violations of a variety of consumer protection laws, including the North Carolina and federal Fair Debt Collection Practices Acts, the federal Consumer Leasing Act, the federal Truth in Lending Act, the federal Equal Credit Opportunity Act, the federal Fair Credit Reporting Act and the federal Fair Credit Billing Act.
She also provides statewide representation for a number of clients who finance and/or lease agricultural and heavy equipment in state court, as well as bankruptcy matters under Chapters 7, 11, 12 and 13.
With respect to her construction practice, Caren has represented materialmen, as well as owners, architects and general contractors in matters involving both materialman's liens, as well as construction defects in North Carolina's state and federal courts, as well as through arbitration under the auspices of the American Arbitration Association.
An active educator, Caren has written materials for and spoken to various trade groups, as well as for attorneys on a wide variety of topics, including: Chapter 44A mechanics and materialmen's liens, advanced construction litigation, creditor's rights in bankruptcy, the federal and state Occupational Safety and Health Act ("OSHA"), the federal Fair Housing Act, the federal Equal Credit Opportunity Act, the federal Fair Debt Collection Practices Act, the federal Fair Credit Reporting Act, the North Carolina fair debt statutes, Revised Article Nine of the Commercial Code and contract issues arising in construction.
